Thisoccursconstantlyundertheevery—dayformofprepayments。Anditisunderthisform，thattheEnglishgovernmentpurchasesopiumfromtheryotsofIndia……Inthesecases，however，themoneyalwaysactsasameansofpurchase……Ofcoursecapitalalsoisadvancedintheshapeofmoney……Thispointofview，however，doesnotfallwithinthehorizonofsimplecirculation。\"（\"ZurKritik，&c。，\"pp。119，120。）
[49]Themonetarycrisisreferredtointhetext，beingaphaseofeverycrisis，mustbeclearlydistinguishedfromthatparticularformofcrisis，whichalsoiscalledamonetarycrisis，butwhichmaybeproducedbyitselfasanindependentphenomenoninsuchawayastoreactonlyindirectlyonindustryandcommerce。Thepivotofthesecrisesistobefoundinmoneyedcapital，andtheirsphereofdirectactionisthereforethesphereofthatcapital，viz。，banking，thestockexchange，andfinance。
[50]\"Thesuddenreversionfromasystemofcredittoasystemofhardcashheapstheoreticalfrightontopofthepracticalpanic;andthedealersbywhoseagencycirculationisaffected，shudderbeforetheimpenetrablemysteryinwhichtheirowneconomicrelationsareinvolved\"（KarlMarx，l。c。，p。126。）\"Thepoorstandstill，becausetherichhavenomoneytoemploythem，thoughtheyhavethesamelandandhandstoprovidevictualsandclothes，asevertheyhad;……whichisthetruerichesofanation，andnotthemoney。\"JohnBellers，ProposalsforRaisingaCollegeofIndustry，London，1696，p3。
[51]Thefollowingshowshowsuchtimesareexploitedbythe\"amisducommerce。\"
\"Ononeoccasion（1839）anoldgraspingbanker（inthecity）inhisprivateroomraisedthelidofthedeskhesatover，anddisplayedtoafriendrollsofbank—notes，sayingwithintensegleetherewere£600，000