第3章
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  581Whetherfacultiesarenotenlargedandimprovedbyexercise?

  582Whetherthesumofthefacultiesputintoact,or,inotherwords,theunitedactionofawholepeople,dothnotconstitutethemomentumofaState?

  583WhethersuchmomentumbenottherealstockorwealthofaState;andwhetheritscreditbenotproportionalthereunto?

  584WhetherineverywiseStatethefacultiesofthemindarenotmostconsidered?

  585WhetherthemomentumofaStatedothnotimplythewholeexertionofitsfaculties,intellectualandcorporeal;andwhetherthelatterwithouttheformercouldactinconcert?

  586Whetherthedividedforceofmen,actingsingly,wouldnotbearopeofsand?

  587WhethertheparticularmotionsofthemembersofaState,inoppositedirections,willnotdestroyeachother,andlessenthemomentumofthewhole;butwhethertheymustnotconspiretoproduceagreateffect?

  588WhetherthereadymeanstoputspiritintothisState,tofortifyandincreaseitsmomentum,wouldnotbeanationalbank,andplentyofsmallcash?

  589Whetherthatwhichemploysandexertstheforceofacommunitydeservesnottobewellconsideredandwellunderstood?

  590Whethertheimmediatemover,thebloodandspirits,benotmoney,paper,ormetal;andwhetherthesoulorwillofthecommunity,whichistheprimemoverthatgovernsanddirectsthewhole,benotthelegislature?

  591Supposingtheinhabitantsofacountryquitesunkinsloth,orevenfastasleep,whether,uponthegradualawakeningandexertion,firstofthesensitiveandlocomotivefaculties,nextofreasonandreflexion,thenofjusticeandpiety,themomentumofsuchcountryorStatewouldnot,inproportionthereunto,becomestillmoreandmoreconsiderable?

  592Whetherthatwhichinthegrowthislastattained,andisthefinishingperfectionofapeople,benotthefirstthinglostintheirdeclension?

  593Whetherforcebenotofconsequence,asitisexerted;andwhethergreatforcewithoutgreatwisdommaynotbeanuisance?

  594Whethertheforceofachild,appliedwithart,maynotproducegreatereffectsthanthatofagiant?AndwhetherasmallstockinthehandsofawiseStatemaynotgofurther,andproducemoreconsiderableeffects,thanimmensesumsinthehandsofafoolishone?

  595WhosefaultisitifpoorIrelandstillcontinuespoor?

  QUERIESOMITTED

  PartI

  29Whether,nevertheless,thedamagewouldbeveryconsiderable,ifbydegreesourmoneywerebroughtbacktotheEnglishvaluetheretorestforever?

  30WhethertheEnglishcrowndidnotformerlypasswithusforsixshillings?Andwhatinconvenienceensuedtothepublicuponitsreductiontothepresentvalue,andwhetherwhathathbeenmaynotbe?

  52Whetheritbenotabulltocallthatmakinganinterest,wherebyamanspendethmuchandgainethnothing?

  55Whethercunningbenotonethingandgoodsenseanother?andwhetheracunningtradesmandothnotstandinhisownlight?

  62Whether,consequently,thefinegentlemen,whoseemploymentisonlytodress,drink,andplay,benotapubicnuisance?

  73Whetherthosespecimensofourownmanufacture,hungupinacertainpublicplace,donotsufficientlydeclaresuchourignorance?andwhetherforthehonourofthenationtheyoughtnottoberemoved?

  201WhetheranynationeverwasingreaterwantofsuchanexpedientthanIreland?

  209Whetherthepublicmaynotaswellsavetheinterestwhichitnowpays?

  210Whatwouldhappeniftwoofourbanksshouldbreakatonce?

  Andwhetheritbewisetoneglectprovidingagainstaneventwhichexperiencehathshewnusnottobeimpossible?

  211Whethersuchanaccidentwouldnotparticularlyaffectthebankers?Andthereforewhetheranationalbankwouldnotbeasecurityeventoprivatebankers?

  212Whetherwemaynoteasilyavoidtheinconvenienciesattendingthepaper—moneyofNewEngland,whichwereincurredbytheirissuingtoogreataquantityofnotes,bytheirhavingnosilverinbanktoexchangefornotes,bytheirnotinsistinguponrepaymentoftheloansatthetimeprefixed,andespeciallybytheirwantofmanufacturestoanswertheirimportsfromEurope?

  213Whetheracombinationofbankersmightnotdowonders,andwhetherbankersknowtheirownstrength?

  214Whetherabankinprivatehandsmightnotevenoverturnagovernment?andwhetherthiswasnotthecaseoftheBankofSt。

  GeorgeinGenoa?

  215WhetherwemaynoteasilypreventtheilleffectsofsuchabankasMrLawproposedforScotland,whichwasfaultyinnotlimitingthequantumofbills,andpermittingallpersonstotakeoutwhatbillstheypleased,uponthemortgageoflands,whencebyaglutofpaper,thepricesofthingsmustrise?Whencealsothefortunesofmenmustincreaseindenomination,thoughnotinvalue;whencepride,idleness,andbeggary?

  216WhethersuchbanksasthoseofEnglandandScotlandmightnotbeattendedwithgreatinconveniences,aslodgingtoomuchpowerinthehandsofprivatemen,andgivinghandleformonopolies,stock—jobbing,anddestructiveschemes?

  217Whetherthenationalbank,projectedbyananonymouswriterinthelatterendofQueenAnne’sreign,mightnotontheotherhandbeattendedwithasgreatinconvenienciesbylodgingtoomuchpowerintheGovernment?

  218WhetherthebankprojectedbyMurray,thoughitpartake,inmanyusefulparticulars,withthatofAmsterdam,yet,asitplacethtoogreatpowerinthehandsofaprivatesociety,mightnotbedangeroustothepublic?

  221Whetherthoseeffectscouldhavehappenedhadtherebeennostock—jobbing?Andwhetherstock—jobbingcouldatfirsthavebeensetonfoot,withoutanimaginaryfoundationofsomeimprovementtothestockbytrade?Whether,therefore,whentherearenosuchprospects,orcheats,orprivateschemesproposed,thesameeffectscanbejustlyfeared?

  222Whetherbyanationalbank,benotproperlyunderstoodabank,notonlyestablishedbypublicauthorityastheBankofEngland,butabankinthehandsofthepublic,whereintherearenoshares:whereofthepublicaloneisproprietor,andreapsallthebenefit?

  223Whether,havingconsideredtheconvenienciesofbankingandpaper—creditinsomecountries,andtheinconvenienciesthereofinothers,wemaynotcontrivetoadopttheformer,andavoidthelatter?

  224Whethergreatevils,towhichotherschemesareliable,maynotbeprevented,byexcludingthemanagersofthebankfromashareinthelegislature?

  226WhetherthebankproposedtobeestablishedinIreland,underthenotionofanationalbank,bythevoluntarysubscriptionofthreehundredthousandpounds,topayoffthenationaldebt,theinterestofwhichsumtobepaidthesubscribers,subjecttocertaintermsofredemption,benotinrealityaprivatebank,asthoseofEnglandandScotland,whicharenationalonlyinname,beinginthehandsofparticularpersons,andmakingdividendsonthemoneypaidinbysubscribers?

  228Whetheritisnotworthwhiletoreflectontheexpedientsmadeuseofbyothernations,paper—money,bank—notes,publicfunds,andcreditinallitsshapes,toexaminewhathathbeendoneanddevisedtoaddtoourownanimadversions,anduponthewholeoffersuchhintsasseemnotunworthytheattentionofthepublic?

  230Whetheritmaynotbeexpedienttoappointcertainfundsorstockforanationalbank,underdirectionofcertainpersons,one—thirdwhereoftobenamedbytheGovernment,andone—thirdbyeachHouseofParliament?

  231WhetherthedirectorsshouldnotbeexcludedfromsittingineitherHouse,andwhethertheyshouldnotbesubjecttotheauditandvisitationofastandingcommitteeofbothHouses?

  232Whethersuchcommitteeofinspectorsshouldnotbechangedeverytwoyears,one—halfgoingout,andanothercominginbyballot?

  233Whetherthenotesoughtnottobeissuedinlots,tobeletatinterestonmortgagedlands,thewholenumberoflotstobedividedamongthefourprovinces,rateablytothenumberofhearthsineach?

  234Whetheritmaynotbeexpedienttoappointfourcounting—houses,oneineachprovince,forconvertingnotesintospecie?

  235Whetheralimitshouldnotbefixed,whichnopersonmightexceed,intakingoutnotes?

  236Whether,thebettertoanswerdomesticcirculation,itmaynotberighttoissuenotesaslowastwentyshillings?

  237Whetherallthebillsshouldbeissuedatonce,orratherbydegrees,thatsomenmaybegraduallyaccustomedandreconciledtothebank?

  238Whetherthekeepingofthecash,andthedirectionofthebank,oughtnottobeindifferenthands,andbothunderpubliccontrol?

  239Whetherthesameruleshouldnotalwaybeobserved,oflendingoutmoneyornotes,onlytohalfthevalueofthemortgagedland?andwhetherthisvalueshouldnotalwayberatedatthesamenumberofyears’purchaseasatfirst?

  240Whethercareshouldnotbetakentopreventanundueriseofthevalueofland?

  241Whethertheincreaseofindustryandpeoplewillnotofcourseraisethevalueofland?Andwhetherthisrisemaynotbesufficient?

  242Whetherlandmaynotbeapttoriseontheissuingtoogreatplentyofnotes?

  243Whetherthismaynotbepreventedbythegradualandslowissuingofnotes,andbyfrequentsalesoflands?

  244Whetherinterestdothnotmeasurethetruevalueofland;forinstance,wheremoneyisatfivepercent,whetherlandisnotworthtwentyyears’purchase?

  245Whethertoosmallaproportionofmoneywouldnothurtthelandedman,andtoogreataproportionthemoniedman?Andwhetherthequantumofnotesoughtnottobearproportiontothepubicdemand?Andwhethertrialmustnotshewwhatthisdemandwillbe?

  246Whethertheexceedingthismeasuremightnotproducediversbadeffects,onewhereofwouldbethelossofoursilver?

  247Whetherinterestpaidintothebankoughtnottogoonaugmentingitsstock?

  248Whetheritwouldorwouldnotberighttoappointthatthesaidinterestbepaidinnotesonly?

  249Whetherthenotesofthisnationalbankshouldnotbereceivedinallpaymentsintotheexchequer?

  250Whetheronsuppositionthatthespecieshouldfail,thecreditwouldnot,nevertheless,stillpass,beingadmittedinallpaymentsofthepublicrevenue?

  251Whetherthepubiccanbecomebankruptsolongasthenotesareissuedongoodsecurity?

  252Whethermismanagement,prodigalliving,hazardsbytrade,whichoftenaffectprivatebanks,areequallytobeapprehendedinapubicone?

  253Whetherascreditbecamecurrent,andthisraisedthevalueofland,thesecuritymustnotofcourserise?

  255Whetherbydegrees,asbusinessandpeoplemultiplied,morebillsmaynotbeissued,withoutaugmentingthecapitalstock,providedstill,thattheyareissuedongoodsecurity;whichfurtherissuingofnewbills,nottobewithoutconsentofParliament?

  256Whethersuchbankwouldnotbesecure?Whethertheprofitsaccruingtothepubicwouldnotbeveryconsiderable?Andwhetherindustryinprivatepersonswouldnotbesupplied,andageneralcirculationencouraged?

  257Whethersuchbankshould,orshouldnot,beallowedtoissuenotesformoneydepositedtherein?And,ifnot,whetherthebankerswouldhavecausetocomplain?

  258Whether,ifthepublicthrives,allparticularpersonsmustnotfeelthebenefitthereof,eventhebankersthemselves?

  259Whether,besidethebankcompany,therearenotinEnglandmanyprivatewealthybankers,andwhethertheyweremorebeforetheerectingofthatcompany?

  261Whetherwehavenotpaper—moneycirculatingamong,whether,therefore,wemightnotaswellhavethatusalreadywhichissecuredbythepublic,andwhereofthepubicreapsthebenefit?

  262Whethertherearenottwogeneralwaysofcirculatingmoney,towit,playandtraffic?andwhetherstock—jobbingisnottoberankedundertheformer?

  263Whethertherearemorethantwothingsthatmightdrawsilveroutofthebank,whenitscreditwasoncewellestablished,towit,foreigndemandsandsmallpaymentsathome?

  264Whether,ifourtradewithFrancewerechecked,theformerofthesecausescouldbesupposedtooperateatall?andwhetherthelattercouldoperatetoanygreatdegree?

  267Whetherpaper—moneyornotesmaynotbeissuedfromthenationalbank,onthesecurityofhemp,oflinen,orothermanufactureswherebythepoormightbesupportedintheirindustry?

  273Whetherbanksraisedbyprivatesubscriptionwouldbeasadvantageoustothepublicastothesubscribers?andwhetherrisksandfraudsmightnotbemorejustlyapprehendedfromthem?

  276Whetheranargumentfromtheabuseofthings,againsttheuseofthem,beconclusive?

  277Whetherhewhoisbredtoapartbefittedtojudgeofthewhole?

  278Whetherinterestbenotapttobiasjudgment?andwhethertradersonlyaretobeconsultedabouttrade,orbankersaboutmoney?

  280Whetheranymanhatharighttojudge,thatwillnotbeatthepainstodistinguish?

  281Whethertherebenotawidedifferencebetweentheprofitsgoingtoaugmentthenationalstock,andbeingdividedamongprivatesharers?Andwhether,intheformercase,therecanpossiblybeanygamingorstock—jobbing?

  289Whether,therefore,itdothnotgreatlyconcerntheState,thatourIrishnativesshouldbeconverted,andthewholenationunitedinthesamereligion,thesameallegiance,andthesameinterest?andhowthismaymostprobablybeeffected?

  291WhethertherehavenotbeenPopishrecusants?and,ifso,whetheritwouldberighttoobjectagainsttheforegoingoath,thatallwouldtakeit,andnonethinkthemselvesboundbyit?

  292WhetherthoseoftheChurchofRome,inconvertingtheMoorsofSpainortheProtestantsofFrance,havenotsetusanexamplewhichmightjustifyasimilartreatmentofthemselves,ifthelawsofChristianityallowedthereof?

  293WhethercompellingmentoaprofessionoffaithisnottheworstthinginPopery,and,consequently,whethertocopyaftertheChurchofRometherein,werenottobecomePapistsourselvesintheworstsense?

  294Whether,nevertheless,wemaynotimitatetheChurchofRome,incertainplaces,whereJewsaretolerated,byobligingourIrishPapists,atstatedtimes,tohearProtestantsermons?andwhetherthiswouldnotmakemissionariesintheIrishtongueuseful?

  295Whetherthemereactofhearing,withoutmakinganyprofessionoffaith,orjoininginanypartofworship,beareligiousact;and,consequently,whethertheirbeingobligedtohear,maynotconsistwiththetolerationofRomanCatholics?

  296Whether,ifpenallawsshouldbethoughtoppressive,wemaynotatleastbeallowedtogivepremiums?Andwhetheritwouldbewrong,ifthepublicencouragedPopishfamiliestobecomehearers,bypayingtheirhearth—moneyforthem?

  297Whetheringrantingtoleration,weoughtnottodistinguishbetweendoctrinespurelyreligious,andsuchasaffecttheState?

  298WhetherthecasebenotverydifferentinregardtoamanwhoonlyeatsfishonFridays,sayshisprayersinLatin,orbelievestransubstantiation,andonewhoprofessethintemporalsasubjectiontoforeignpowers,whoholdethhimselfabsolvedfromallobediencetohisnaturalprinceandthelawsofhiscountry?

  whoisevenpersuaded,itmaybemeritorioustodestroythepowersthatare?

  299Whether,therefore,adistinctionshouldnotbemadebetweenmerePapistsandrecusants?AndwhetherthelattercanexpectthesameprotectionfromtheGovernmentastheformer?

  300WhetherourPapistsinthiskingdomcancomplain,iftheyareallowedtobeasmuchPapistsasthesubjectsofFranceoroftheEmpire?

  303Whethereverypleaofconscienceistoberegarded?Whether,forinstance,theGermanAnabaptists,Levellers,orFifthMonarchymenwouldbetoleratedonthatpretence?

  304WhetherPopishchildrenbredincharityschools,whenboundoutinapprenticeshiptoProtestantmasters,dogenerallycontinueProtestants?

  306Whetheriftheparentsareoverlooked,therecanbeanygreathopesofsuccessinconvertingthechildren?

  312Whethertherebeanynationofmengovernedbyreason?Andyet,iftherewasnot,whetherthiswouldbeagoodargumentagainsttheuseofreasoninpubicaffairs?

  315Whetherone,whoseendistomakehiscountrymenthink,maynotgainhisend,eventhoughtheyshouldnotthinkashedoth?

  316Whetherhe,whoonlyasks,asserts?andwhetheranymancanfairlyconfutethequerist?

  317Whethertheinterestofapartwillnotalwaysbepreferredtothatofthewhole?

  PartII

  5Whetheritcanbereasonablyhoped,thatourstatewillmend,solongaspropertyisinsecureamongus?

  6Whetherinthatcasethewisestgovernment,orthebestlawscanavail。us?

  7Whetherafewmishapstoparticularpersonsmaynotthrowthisnationintotheutmostconfusion?

  8Whetherthepublicisnotevenonthebrinkofbeingundonebyprivateaccidents?

  11Whetherthereforeitbenothightimetoopenoureyes?

  24Whetherprivateendsarenotprosecutedwithmoreattentionandvigourthanthepublic?Andyet,whetherallprivateendsarenotincludedinthepubic?

  25Whetherbankingbenotabsolutelynecessarytothepubicweal?

  26Whetherevenourprivatebanks,thoughattendedwithsuchhazardsasweallknowthemtobe,arenotofsingularuseindefectofanationalbank?

  28WhetherthemysteryofbankingdidnotderiveitsoriginalfromtheItalians?Whetherthisacutepeoplewerenot,uponatime,bankersoverallEurope?Whetherthatbusinesswasnotpractisedbysomeoftheirnoblestfamilieswhomadeimmenseprofitsbyit,andwhethertothatthehouseofMedicididnotoriginallyoweitsgreatness?

  30WhetheratVeniceallpaymentsofbillsofexchangeandmerchants’contractsarenotmadeinthenationalorpubicbank,thegreatestaffairsbeingtransactedonlybywritingthenamesoftheparties,oneasdebtortheotherascreditorinthebank—book?

  31Whetherneverthelessitwasnotfoundexpedienttoprovideachestofreadycashforansweringalldemandsthatshouldhappentobemadeonaccountofpaymentsindetail?

  32Whetherthisofferofreadycash,insteadoftransfersinthebank,hathnotbeenfoundtoaugmentratherthandiminishthestockthereof?

  33WhetheratVenice,thedifferenceinthevalueofbankmoneyaboveothermoneybenotfixedattwentypercent?

  34WhetherthebankofVenicebenotshutupfourtimesintheyeartwentydayseachtime?

  35Whetherbymeansofthisbankthepublicbenotmistressofamillionandahalfsterling?

  37WhetherwemaynothopeforasmuchskillandhonestyinaProtestantIrishParliamentasinaPopishSenateofVenice?

  39Whetherbesidescoinedmoney,therebenotalsogreatquantitiesofingotsorbarsofgoldandsilverlodgedinthisbank?

  41Whetheritbenottrue,thatthebankofAmsterdamnevermakespaymentsincash?

  42Whether,nevertheless,itbenotalsotrue,thatnomanwhohathcreditinthebankcanwantmoneyfromparticularpersons,whoarewillingtobecomecreditorsinhisstead?

  43Whetheranymanthinkshimselfthepoorer,becausehismoneyisinthe。bank?

  44WhetherthecreditorsofthebankofAmsterdamarenotatlibertytowithdrawtheirmoneywhentheyplease,andwhetherthislibertydothnotmakethemlessdesiroustouseit?

  45Whetherthisbankbenotshutuptwiceintheyearfortenorfifteendays,duringwhichtimetheaccountsarebalanced?

  53WhetherwearebynatureamorestupidpeoplethantheDutch?

  Andyetwhetherthesethingsaresufficientlyconsideredbyourpatriots?

  54WhetheranythinglessthantheuttersubversionofthoseRepublicscanbreakthebanksofVeniceandAmsterdam?

  55WhetheratHamburghthecitizenshavenotthemanagementofthebank,withoutthemeddlingorinspectionoftheSenate?

  56Whetherthedirectorsbenotfourprincipalburgherschosenbypluralityofvoices,whosebusinessistoseetherulesobserved,andfurnishthecashierswithmoney?

  57Whetherthebook—keepersarenotobligedtobalancetheiraccountseveryweek,andexhibitthemtothecontrollersordirectors?

  58WhetheranybesidesthecitizensareadmittedtohavecompteenbancatHamburgh?

  59Whethertherebenotacertainlimit,underwhichnosumcanbeenteredintothebank?

  60WhethereachparticularpersondothnotpayafeeinordertobeadmittedtoacompteenbancatHamburghandAmsterdam?

  61WhethertheeffectslodgedinthebankofHamburghareliabletobeseizedfordebtorforfeiture?

  62Whetherthisbankdothnotlendmoneyuponpawnsatlowinterestandonlyforhalfayear,afterwhichterm,indefaultofpayment,thepawnsarepunctuallysoldbyauction?

  63Whetherthebook—keepersofthebankofHamburgharenotobligeduponoathnevertorevealwhatsumsofmoneyarepaidinoroutofthebank,orwhateffectsanyparticularpersonhastherein?

  64Whether,therefore,itbepossibletoknowthestateorstockofthisbank;andyetwhetheritbenotofthegreatestreputationandmostestablishedcreditthroughouttheNorth?

  66Whetheranabsolutemonarchybesoapttogaincredit,andwhetherthevivacityofsomehumourscouldsowellsuitwiththeslowstepsanddiscreetmanagementwhichabankrequires?

  67WhetherthebankcalledthegeneralbankofFrance,contrivedbyMrLaw,andestablishedbyletterspatentinMay,1716,wasnotintruthaparticularandnotanationalbank,beinginthehandsofaparticularcompanyprivilegedandprotectedbytheGovernment?

  68WhethertheGovernmentdidnotorderthatthenotesofthisbankshouldpassonaparwithreadymoneyinallpaymentsoftherevenue?

  69Whetherthisbankwasnotobligedtoissueonlysuchnotesaswerepayableatsight?

  70Whetheritwasnotmadeacapitalcrimetoforgethenotesofthisbank?

  71Whetherthisbankwasnotrestrainedfromtradingeitherbyseaorland,andfromtakingupmoneyuponinterest?

  72Whethertheoriginalstockthereofwasnotsixmillionsoflivres,dividedintoactionsofathousandcrownseach?

  73Whethertheproprietorswerenottoholdgeneralassembliestwiceintheyear,fortheregulatingoftheiraffairs?

  74Whethertheaccomptsofthisbankwerenotbalancedtwiceeveryyear?

  75Whethertherewerenottwochestsbelongingtothisbank,theonecalledthegeneralchestcontainingtheirspecie,theirbillsandtheircopperplatesfortheprintingofthosebills,underthecustodyofthreelocks,whereofthekeyswerekeptbythedirector,theinspectorandtreasurer。alsoanothercalled,theordinarychest,containingpartofthestocknotexceedingtwohundredthousandcrowns,underthekeyofthetreasurer?

  76Whetheroutofthislastmentionedsum,eachparticularcashierwasnottobeintrustedwithasharenotexceedingthevalueoftwentythousandcrownsatatime,andthatundergoodsecurity?

  77WhethertheRegentdidnotreservetohimselfthepowerofcallingthisbanktoaccount,sooftenasheshouldthinkgood,andofappointingtheinspector?

  78Whetherinthebeginningoftheyear1719theFrenchKingdidnotconvertthegeneralbankofFranceintoaBanqueRoyale,havinghimselfpurchasedthestockofthecompanyandtakenitintohisownhands,andappointedtheDukeofOrleanschiefmanagerthereof?

  79Whetherfromthattime,allmattersrelatingtothebankwerenottransactedinthename,andbythesoleauthority,oftheking?

  80WhetherhisMajestydidnotundertaketoreceiveandkeepthecashofallparticularpersons,subjects,orforeigners,inhissaidRoyaleBanque,withoutbeingpaidforthattrouble?Andwhetheritwasnotdeclared,thatsuchcashshouldnotbeliabletoseizureonanypretext,notevenontheking’sownaccount?

  81Whetherthetreasureralonedidnotsignallthebills,receiveallthestockpaidintothebank,andkeepaccountofallthein—goingsandout—goings?

  82WhethertherewerenotthreeregistersfortheenregisteringofthebillskeptintheBanqueRoyale,onebytheinspector,anotherbythecontroller,andathirdbythetreasurer?

  83Whethertherewasnotalsoafourthregister,containingtheprofitsofthebank,whichwasvisited,atleastonceaweek,bytheinspectorandcontroller?

  84Whether,besidethegeneralbureauorcompterinthecityofParis,therewerenotalsoappointedfivemoreinthetownsofLyons,Tours,Rochelle,Orleans,andAmiens,eachwhereofwasprovidedwithtwochests,oneofspeciefordischargingbillsatsight,andanotherofbankbillstobeissuedasthereshouldbedemand?

  85Whether,intheabovementionedtowns,itwasnotprohibitedtomakepaymentsinsilver,exceedingthesumofsixhundredlivres?

  86Whetherallcreditorswerenotempoweredtodemandpaymentinbankbillsinsteadofspecie?

  87Whether,inashortcompassoftime,thisbankdidnotundergomanynewchangesandregulationsbyseveralsuccessiveactsofcouncil?

  88Whethertheuntimely,repeated,andboundlessfabricationofbillsdidnotprecipitatetheruinofthisbank?

  89Whetheritbenottrue,thatbeforetheendofJuly,1719,theyhadfabricatedfourhundredmillionsoflivresinbank—notes,towhichtheyaddedthesumofonehundredandtwentymillionsmoreonthetwelfthofSeptemberfollowing,alsothesamesumofonehundredandtwentymillionsonthetwenty—fourthof3October,andagainonthetwenty—ninthofDecember,inthesameyear,thefarthersumofthreehundredandsixtymillions,makingthewhole,fromanoriginalstockofsixmillions,mount,withinthecompassofoneyear,toathousandmillionsoflivres?

  90Whetheronthetwenty—eighthofFebruary,1720,thekingdidnotmakeanunionofthebankwiththeunitedcompanyoftheEastandWestIndies,whichfromthattimehadtheadministrationandprofitsoftheBanqueRoyale?

  91Whetherthekingdidnotstillprofesshimselfresponsibleforthevalueofthebankbills,andwhetherthecompanywerenotresponsibletohisMajestyfortheirmanagement?

  92Whethersixteenhundredmillionsoflivres,lenttohismajestybythecompany,wasnotasufficientpledgetoindemnifytheking?

  93Whetherthenewdirectorswerenotprohibitedtomakeanymorebillswithoutanactofcouncil?

  94WhetherthechestsandbooksoftheBanquewerenotsubjectedtothejointinspectionofaCounsellorofState,andthePrevotdesMarchands,assistedbytwoEchevins,ajudge,andaconsul,whohadpowertovisitwhentheywouldandwithoutwarning?

  95WhetherinlessthantwoyearstheactionsorsharesoftheIndianCompany(firstestablishedforMississippi,andafterwardsincreasedbytheadditionofothercomparesandfurther?andwhetherthisprivileges)didnotrisetonear2000percentmustbeascribedtorealadvantagesoftrade,ortomerefrenzy?

  96Whether,fromfirsttolast,therewerenotfabricatedbankbills,ofonekindorother,tothevalueofmorethantwothousandandsixhundredmillionsoflivres,oronehundredandthirtymillionssterling?

  97WhetherthecreditofthebankdidnotdeclinefromitsunionwiththeIndianCompany?

  98Whether,notwithstandingalltheabove—mentionedextraordinarymeasures,thebankbillsdidnotstillpassatparwithgoldandsilvertoMay,1720,whentheFrenchkingthoughtfit,byanewactofcouncil,tomakeareductionoftheirvalue,whichprovedafatalblow,theeffectswhereof,thoughsoonretracted,nosubsequentskillormanagementcouldeverrepair?

  99Whether,whatnoreason,reflexion,orforesightcoulddo,thissimplematteroffact(themostpowerfulargumentwiththemultitude)didnotdoatonce,towit,opentheeyesofthepeople?

  100Whetherthedealersinthatsortofwarehadevertroubledtheirheadswiththenatureofcredit,orthetrueuseandendofbanks,butonlyconsideredtheirbillsandactionsasthings,towhichthegeneraldemandgaveaprice?

  101WhethertheGovernmentwasnotingreatperplexitytocontriveexpedientsforthegettingridofthosebankbills,whichhadbeenlatelymultipliedwithsuchanunlimitedpassion?

  102Whethernotestothevalueofaboutninetymillionswerenotsunkbybeingpaidoffinspecie,withthecashoftheCompagniedesIndes,withthatofthebank,andthatoftheHotelsdesMonnoyes?Whetherfivehundredandthirtymillionswerenotconvertedintoannuitiesattheroyaltreasury?WhetherseveralhundredmillionsmoreinbankbillswerenotextinguishedandreplacedbyannuitiesontheCityofParis,ontaxesthroughouttheprovinces,&c。,&c?

  103Whether,afterallothershifts,thelastandgrandresourceforexhaustingthatocean,wasnottheerectingofacompteenbancinseveraltownsofFrance?

  104Whether,whentheimaginationofapeopleisthoroughlywroughtuponandheatedbytheirownexample,andtheartsofdesigningmen,thisdothnotproduceasortofenthusiasmwhichtakesplaceofreason,andisthemostdangerousdistemperinaState?

  105Whetherthisepidemicalmadnessshouldnotbealwaysbeforetheeyesofalegislature,intheframingofanationalbank?

  106Whether,therefore,itmaynotbefataltoengrafttradeonanationalbank,ortoproposedividendsonthestockthereof?

  108Whetheritmaynotbeasusefulalessontoconsiderthebadmanagementofsomeasthegoodmanagementofothers?

  109WhethertherapidandsurprisingsuccessoftheschemesofthosewhodirectedtheFrenchbankdidnotturntheirbrains?

  110Whetherthebestinstitutionsmaynotbemadesubservienttobadends?

  111Whether,astheaimofindustryispower,andtheaimofabankistocirculateandsecurethispowertoeachindividual,itdothnotfollowthatabsolutepowerinonehandisinconsistentwithalastingandaflourishingbank?

  115WhetherthemistakingofthemeansfortheendwasnotafundamentalerrorintheFrenchcouncils?

  123Whetherthereshouldnotbeaconstantcaretokeepthebillsatpar?

  124Whether,therefore,bankbillsshouldatanytimebemultipliedbutastradeandbusinesswerealsomultiplied?

  125WhetheritwasnotmadnessinFrancetomintbillsandactions,merelytohumourthepeopleandrobthemoftheircash?

  126Whetherwemaynotprofitbytheirmistakes,andassomethingsaretobeavoided,whethertheremaynotbeothersworthyofimitationintheconductofourneighbours?

  127Whetherthewaybenotclearandopenandeasy,andwhetheranythingbutthewilliswantingtoourlegislature?

  128Whetherjobsandtricksarenotdetestedonallhands,butwhetheritbenotthejointinterestofprinceandpeopletopromoteindustry?

  129Whether,allthingsconsidered,anationalbankbenotthemostpracticable,sure,andspeedymethodtomendouraffairs,andcauseindustrytoflourishamongus?

  130Whetheracompteenbancorcurrentbankbillswouldbestanswerouroccasions?

  131Whetherapubliccompteenbanc,whereeffectsarereceived,andaccountskeptwithparticularpersons,benotanexcellentexpedientforagreatcity?

  132Whateffectageneralcompteenbancwouldhaveinthemetropolisofthiskingdomwithoneineachprovincesubordinatethereunto?

  133Whetheritmaynotbeproperforagreatkingdomtounitebothexpedients,towit,banknotesandacompteenbanc?

  134Whether,nevertheless,itwouldbeadvisabletobeginwithbothatonce,orrathertoproceedfirstwiththebills,andafterwards,asbusinessmultiplied,andmoneyoreffectsflowedin,toopenthecompteenbanc?

  135Whether,forgreatersecurity,doublebooksofcompteenbancshouldnotbekeptindifferentplacesandhands?

  136Whetheritwouldnotberighttobuildthecomptersandpublictreasuries,wherebooksandbanknotesarekept,withoutwood,allarchedandflooredwithbrickorstone,havingchestsalsoandcabinetsofiron?

  137Whetherdiversregistersofthebanknotesshouldnotbekeptindifferenthands?

  138Whetherthereshouldnotbegreatdiscretionintheutteringofbanknotes,andwhethertheattemptingtodothingspersaltumbenotoftenthewaytoundothem?

  139Whetherthemainartbenotbyslowdegreesandcautiousmeasurestoreconcilethebanktothepublic,towinditinsensiblyintotheaffectionsofmen,andinterweaveitwiththeconstitution?

  141Whetheranationalbankmaynotpreventthedrawingofspecieoutofthecountry(whereitcirculatesinsmallpayments),tobeshutupinthechestsofparticularpersons?

  143WhethertenantsordebtorscouldhavecausetocomplainofourmoniesbeingreducedtotheEnglishvalueifitwerewithalmultipliedinthesame,orinagreaterproportion?andwhetherthiswouldnotbetheconsequenceofanationalbank?

  144Iftherebeanopensurewaytothrive,withouthazardtoourselvesorprejudicetoourneighbours,whatshouldhinderusfromputtingitinpractice?

  145WhetherinsonumerousaSenate,asthatofthiskingdom,itmaynotbeeasietofindmenofpurehandsandclearheadsfittocontriveandmodelapublicbank?

  146Whetheraviewoftheprecipicebenotsufficient,orwhetherwemusttumbleheadlongbeforeweareroused?

  147Whetherinthisdroopinganddispiritedcountry,menarequiteawake?

  156Whether,ifwedonotreapthebenefitsthatmaybemadeofourcountryandgovernment,wantofwillinthelowerpeople,orwantofwitintheupper,bemostinfault?

  165Whetheranassemblyoffreethinkers,petitmaitres,andsmartfellows,wouldnotmakeanadmirableSenate?

  175Whethertherebereallyamongusanyparentssosilly,astoencouragedrinkingintheirchildren?

  176Whenceitis,thatourladiesaremorealive,andbearagesomuchbetterthanourgentlemen?

  185Whetherthisbealtogethertheirownfault?

  197Whetheritmaynotberighttoappointcensorsineveryparishtoobserveandmakereturnsoftheidlehands?

  198Whetheraregisterorhistoryoftheidlenessandindustryofapeoplewouldbeanuselessthing?

  199Whetherweareapprized,ofalltheusesthatmaybemadeofpoliticalarithmetic?

  207WhytheworkhouseinDublin,withsogoodanendowment,shouldyetbeofsolittleuse?andwhetherthismaynotbeowingtothatveryendowment?

  208Whetherthatincomemightnot,bythistime,havegonethroughthewholekingdom,anderectedadozenworkhousesineverycounty?

  210Whetherthetaxonchairsorhackneycoachesbenotpaid,ratherbythecountrygentlemen,thanthecitizensofDublin?

  227Whetherthereshouldnotbeadifferencebetweenthetreatmentofcriminalsandthatofotherslaves?

  251Whetherwhenamotionwasmadeonceuponatimetoestablishaprivatebankinthiskingdombypublicauthority,diversgentlemendidnotshewthemselvesforwardtoembarkinthatdesign?

  252Whetheritmaynotnowbehopedthatourpatriotswillbeasforwardtoexamineandconsidertheproposalofapublicbankcalculatedonlyforthepublicgood?

  253Whetheranypeopleuponearthshewamoreearlyzealfortheserviceoftheircountry,greatereagernesstobearapartinthelegislature,oramoregeneralparturiencywithrespecttopoliticsandpubliccounsels?

  254Whether,nevertheless,alightandludicrousveinbenotthereigninghumour;butwhethertherewasevergreatercausetobeserious?

  PartIII

  13WhetherthewholecityofAmsterdamwouldnothavebeentroubledtohavebroughttogethertwentythousandpoundsinoneroom?

  14Whetheritbenotabsolutelynecessarythattheremustbeabankandmustbeatrust?And,ifso,whetheritbenotthemostsafeandprudentcoursetohaveanationalbankandtrustthelegislature?

  15Whetherobjectionsagainsttrustingeneralavail,whenitisallowedtheremustbeatrust,andtheonlyquestioniswheretoplacethistrust,whetherinthelegislatureorinprivatehands?

  16Whetheritcanbeexpectedthatprivatepersonsshouldhavemoreregardtothepublicthanthepublicitself?

  17Whether,iftherebehazardsfrommismanagement,thosemaynotbeprovidedagainstintheframingofapubicbank;butwhetheranyprovisioncanbemadeagainstthemismanagementofprivatebanksthatareundernocheck,control,orinspection?

  18Whatevermaybesaidforthesakeofobjecting,yet,whetheritbenotfalseinfact,thatmenwouldpreferaprivatesecuritytoapublicsecurity?

  19Whetheranationalbankoughttobeconsideredasanewexperiment;andwhetheritbenotamotivetotrythisschemethatithathbeenalreadytriedwithsuccessinothercountries?

  20Ifpowerfollowethmoney,whetherthiscanbeanywheremoreproperlyandsecurelyplaced,thaninthesamehandswhereinthesupremepowerisalreadyplaced?

  21Whethertherebemoredangerofabuseinaprivatethaninapublicmanagement?

  22WhethertheproperusualremedyforabusesofprivatebanksbenottobringthembeforeParliament,andsubjectthemtotheinspectionofacommittee;andwhetheritbenotmoreprudenttopreventthantoredressanevil?

  24Whetherexperienceandexamplebenottheplainestproof;andwhetheranyinstancecanbeassignedwhereanationalbankhathnotbeenattendedwithgreatadvantagetothepublic?

  25Whethertheevilsapprehendedfromanationalbankarenotmuchmoretobeapprehendedfromprivatebanks;butwhethermenbycustomarenotfamiliarizedandreconciledtocommondangers,whicharethereforethoughtlessthantheyreallyare?

  26Whetheritwouldnotbeveryhardtosupposeallsense,honesty,andpublicspiritwereinthekeepingofonlyafewprivatemen,andthepublicwasnotfittobetrusted?

  27Whetheritbenotridiculoustosupposealegislatureshouldbeafraidtotrustitself?

  28But,whetheraprivateinterestbenotgenerallysupportedandpursuedwithmorezealthanapublic?

  30Whether,nevertheless,thecommunityofdanger,whichlullsprivatemenasleep,oughtnottoawakenthepublic?

  31Whethertherebenotlesssecuritywheretherearemoretemptationsandfewerchecks?

  32Ifamanistoriskhisfortune,whetheritbemoreprudenttoriskitonthecreditofprivatemen,orinthatofthegreatassemblyofthenation?

  33Whereisitmostreasonabletoexpectwiseandpunctualdealing,whetherinasecretimpenetrablerecess,wherecreditdependsonsecrecy,orinapublicmanagementregulatedandinspectedbyParliament?

  34Whetherasupinesecuritybenotcatching,andwhethernumbersrunningthesamerisk,astheylessenthecaution,maynotincreasethedanger?

  35Whatrealobjectionliesagainstanationalbankerectedbythelegislature,andinthemanagementofpublicdeputies,appointedandinspectedbythelegislature?

  36Whathavewetofearfromsuchabank,whichmaynotbeaswellfearedwithoutit?

  37How,why,bywhatmeans,orforwhatend,shoulditbecomeaninstrumentofoppression?

  38Whetherwecanpossiblybeonamoreprecariousfootthanwearealready?Whetheritbenotinthepowerofanyparticularpersonatoncetodisappearandconveyhimselfintoforeignparts?orwhethertherecanbeanysecurityinanestateoflandwhenthedemandsuponitareunknown?

  39Whethertheestablishingofanationalbank,ifwesupposeaconcurrenceofthegovernment,benotverypracticable?

  40But,whetherthoughaschemebeneversoevidentlypracticableandusefultothepubic,yet,ifconceivedtointerferewithaprivateinterest,itbenotforthwithindangerofappearingdoubtful,difficult,andimpracticable?

  41Whetherthelegislativebodyhathnotalreadysufficientpowertohurt,iftheymaybesupposedcapableofit,andwhetherabankwouldgivethemanynewpower?

  42Whatshouldtemptthepubictodefrauditself?

  43Whether,ifthelegislaturedestroyedthepublic,itwouldnotbefelodese;andwhetheritbereasonabletosupposeitbentonitsowndestruction?

  44Whethertheobjectiontoapubicnationalbank,fromwantofsecrecy,benotintruthanargumentforit?

  45Whetherthesecrecyofprivatebanksbenottheverythingthatrendersthemsohazardous?andwhether,withoutthat,therecouldhavebeenoflatesomanysufferers?

  46Whetherwhenallobjectionsareanswereditbestillincumbenttoanswersurmises?

  47Whetheritwerejusttoinsinuatethatgentlemenwouldbeagainstanyproposaltheycouldnotturnintoajob?

  48Supposethelegislaturepassedtheirwordforanyprivatebanker,andregularlyvisitedhisbooks,wouldnotmoneylodgedinhisbankbethereforereckonedmoresecure?

  49Inacountrywherethelegislativebodyisnotfittobetrusted,whatsecuritycantherebefortrustinganyoneelse?

  50Ifitbenotridiculoustoquestionwhetherthepubiccanfindcashtocirculatebillsofalimitedvaluewhenprivatebankersaresupposedtofindenoughtocirculatethemtoanunlimitedvalue?

  53Whetherthosehazardsthatinagreaterdegreeattendprivatebankscanbeadmittedasobjectionsagainstapublicone?

  54Whetherthatwhichisanobjectiontoeverythingbeanobjectiontoanything;andwhetherthepossibilityofanabusebenotofthatkind?

  55Whether,infact,allthingsarenotmoreorlessabused,andyetnotwithstandingsuchabuse,whethermanythingsarenotuponthewholeexpedientanduseful?

  56Whetherthosethingsthataresubjecttothemostgeneralinspectionarenottheleastsubjecttoabuse?

  57Whether,forprivateends,itmaynotbesometimesexpedienttoobjectnoveltytothingsthathavebeenoftentried,difficultytotheplainestthings,andhazardtothesafest?

  58Whethersomemenwillnotbeapttoargueasifthequestionwasbetweenmoneyandcredit,andnot(asinfactitis)whichoughttobepreferred,privatecreditorpubliccredit?

  59Whethertheywillnotprudentlyoverlooktheevilsfelt,ortobefeared,ononeside?

  60Whether,therefore,thosethatwouldmakeanimpartialjudgmentoughtnottobeontheirguard,keepingbothprospectsalwaysinview,balancingtheinconvenienciesoneachsideandconsideringneitherabsolutely?

  61Whetherwilfulmistakes,exampleswithoutalikeness,andgeneraladdressestothepassionsarenotoftenmoresuccessfulthanarguments?

  62Whethertherebenotanarttopuzzleplaincasesaswellastoexplainobscureones?

  63Whetherprivatemenarenotoftenanover—matchforthepublic;wantofweightbeingmadeupforbyactivity?

  64Ifwesupposeneithersensenorhonestyinourleadersorrepresentatives,whetherwearenotalreadyundone,andsohavenothingfurthertofear?

  65Supposeapowerinthegovernmenttohurtthepubicbymeansofanationalbank,yetwhatshouldgivethemthewilltodothis?Orsupposingawilltodomischief,yethowcouldanationalbank,modelledandadministeredbyParliament,putitintheirpower?

  66Whetherevenawickedwillentrustedwithpowercanbesupposedtoabuseitfornoend?

  67Whetheritbenotmuchmoreprobablethatthosewhomakethsuchobjectionsdonotbelievethem?

  68Whetheritbenotvaintoobjectthatourfellow—subjectsofGreatBritainwouldmalignorobstructourindustrywhenitisexertedinawaywhichcannotinterferewiththeirown?

  69Whetheritistobesupposedtheyshouldtakedelightinthedirtandnakednessandfamineofourpeople,orenvythemshoesfortheirfeetandbeeffortheirbelies?

  70Whatpossiblehandleorinclinationcouldourhavinganationalbankgiveotherpeopletodistressus?

  71WhetheritbenotridiculoustoconceivethataprojectforcloathingandfeedingournativesshouldgiveanyumbragetoEngland?

  72Whethersuchunworthysurmisesarenotthepureeffectofspleen?

  78WhethertheProtestantcolonyinthiskingdomcaneverforgetwhattheyowetoEngland?

  79Whetherthereeverwasinanypartoftheworldacountryinsuchwretchedcircumstances,andwhich,atthesametime,couldbesoeasilyremedied,andneverthelesstheremedynotapplied?

  80Whatmustbecomeofapeoplethatcanneitherseetheplainestthingsnordotheeasiest?

  81Bethemoneylodgedinthebankwhatitwill,yetwhetheranActtomakegooddeficiencieswouldnotremoveallscruples?

  82Ifitbeobjectedthatanationalbankmustlowerinterest,andthereforehurtthemoniedman,whetherthesameobjectionwouldnotholdasstrongagainstmultiplyingourgoldandsilver?

  83Butwhetherabankthatuttersbills,withthesoleviewofpromotingthepublicweal,maynotsoproportiontheirquantityastoavoidseveralinconveniencieswhichmightattendprivatebanks?

  85Whetheranythingbemorereasonablethanthatthepubic,whichmakesthewholeprofitofthebank,shouldengagetomakegooditscredit?

  88Whether,inordertomakemenseeandfeel,itbenotoftennecessarytoinculcatethesamething,andplaceitindifferentlights?

  90Whetherthemanagersandofficersofanationalbankoughttobeconsideredotherwisethanasthecashiersandclerksofprivatebanks?Whethertheyarenotineffectaslittletrusted,haveaslittlepower,areasmuchlimitedbyrules,andasliabletoinspection?

  91Whetherthemistakingthispointmaynotcreatesomeprejudiceagainstanationalbank,asifitdependedonthecredit,orwisdom,orhonesty,ofprivatemen,ratherthanonthepubic,whichisreallythesoleproprietoranddirectorthereof,andassuchobligedtosupportit?

  93Whetheranationalbankwouldnotbethegreatmeansandmotiveforemployingourpoorinmanufactures?

  94Whethermoney,thoughlentoutonlytotherich,wouldnotsooncirculateamongthepoor?Andwhetheranymanborrowsbutwithanintenttocirculate?

  95Whetherbothgovernmentandpeoplewouldnotintheeventbegainersbyanationalbank?Andwhetheranythingbutwrongconceptionsofitsnaturecanmakethosethatwishwelltoeitheraversefromit?

  96Whetheritmaynotberighttothink,andtohaveitthought,thatEnglandandIreland,princeandpeople,haveoneandthesameinterest?

  97Whether,ifwehadmoremeanstosetonfootsuchmanufacturesandsuchcommerceasconsistswiththeinterestofEngland,therewouldnotofcoursebelesssheep—walk,andlesswoolexportedtoforeigncountries?Andwhetheranationalbankwouldnotsupplysuchmeans?

  102Whetherbusinessingeneraldothnotlanguishamongus?

  Whetherourlandisnotuntilled?Whetheritsinhabitantsarenotuponthewing?

  104Whetherourcircumstancesdonotcallaloudforsomepresentremedy?Andwhetherthatremedybenotinourpower?

  106Whether,ofallthehelpstoindustrythateverwereinvented,therebeanymoresecure,moreeasy,andmoreeffectualthananationalbank?

  107Whethermedicinesdonotrecommendthemselvesbyexperience,eventhoughtheirreasonsbeobscure?Butwhetherreasonandfactarenotequallyclearinfavourofthispoliticalmedicine?

  117Whetherthereforeataxonallgoldandsilverinapparel,onallforeignlacesandsilks,maynotraiseafundforthebank,andatthesametimehaveothersalutaryeffectsonthepublic?

  118But,ifgentlemenhadrathertaxthemselvesinanotherway,whetheranadditionaltaxoftenshillingsthehogsheadonwinesmaynotsupplyasufficientfundforthenationalbank,alldefectstobemadegoodbyParliament?

  119Whetheruponthewholeitmaynotberighttoappointanationalbank?

  120Whetherthestockandsecurityofsuchbankwouldnotbe,intruth,thenationalstock,orthetotalsumofthewealthofthiskingdom?

  121Whether,nevertheless,thereshouldnotbeaparticularfundforpresentuseinansweringbillsandcirculatingcredit?

  122Whetherforthisendanyfundmaynotsuffice,providedanActbepassedformakinggooddeficiencies?

  123Whetherthesoleproprietorofsuchbankshouldnotbethepublic,andthesoledirectorthelegislature?

  124Whetherthemanagers,officers,andcashiersshouldnotbeservantsofthepubic,actingbyordersandlimitedbyrulesofthelegislature?

  125Whetherthereshouldnotbeastandingnumberofinspectors,one—thirdmeningreatoffice,therestmembersofbothhouses,halfwhereoftogoout,andhalftocomeineverysession?

  126Whetherthoseinspectorsshouldnot,allinabody,visittwiceayear,andthreeasoftenastheypleased?

  127WhetherthegeneralbankshouldnotbeinDubin,andsubordinatebanksorcomptersoneineachprovinceofMunster,Ulster,andConnaught?

  128Whetherthereshouldnotbesuchprovisionsofstamps,signatures,checks,strongboxes,andallothermeasuresforsecuringthebanknotesandcash,asareusualinotherbanks?

  129Whetherthesetenoradozenlastqueriesmaynoteasilybeconvertedintoheadsofabill?

  130WhetheranyoneconcernshimselfaboutthesecurityorfundsofthebanksofVeniceorAmsterdam?Andwhetherinalittletimethecasewouldnotbethesameastoourbank?

  133Whetheritbenotthemostobviousremedyforalltheinconveniencieswelabourunderwithregardtoourcoin?

  134Whetheritbenotagreedonallhandsthatourcoinisonverybadfoot,andcallsforsomepresentremedy?

  135Whetherthewantofsilverhathnotintroducedasortoftrafficforchange,whichispurchasedatnoinconsiderablediscounttothegreatobstructionofourdomesticcommerce?

  136Whether,thoughitbeevidentsilveriswanted,itbeyetsoevidentwhichisthebestwayofprovidingforthiswant?Whetherbyloweringthegold,orraisingthesilver,orpartlyone,partlytheother?

  137Whetherapartialraisingofonespeciesbenot,intruth,wantingapremiumtoourbankersforimportingsuchspecies?Andwhatthatspeciesiswhichdeservesmosttobeencouraged?

  138Whetheritbenotjustthatallgoldshouldbealikeratedaccordingtoitsweightandfineness?

  139Whetherthismaybebestdonebyloweringsomecertainspeciesofgold,orbyraisingothers,orbyjoiningbothmethodstogether?

  141WhethertheNorthandtheSouthhavenot,intruth,oneandthesameinterestinthismatter?

  143But,whetherapubicbenefitoughttobeobtainedbyunjustmethods,andtherefore,whetheranyreductionofcoinshouldbethoughtofwhichmayhurtthepropertiesofprivatemen?

  144Whetherthosepartsofthekingdomwherecommercedothmostaboundwouldnotbethegreatestgainersbyhavingourcoinplacedonarightfoot?

  145Whether,incaseareductionofcoinbethoughtexpedient,theutteringofbankbillsatthesametimemaynotpreventtheinconvenienciesofsuchareduction?

  146But,whetheranypubicexpediencycouldcountervailarealpressureonthosewhoareleastabletobearit,tenantsanddebtors?

  147Whether,nevertheless,thepoliticalbody,aswellasthenatural,mustnotsometimesbeworseinordertobebetter?

  150WhatifourothergoldwereraisedtoaparwithPortugalgold,andthevalueofsilveringeneralraisedwithregardtothatofgold?

  151Whetherthepubicendsmayormaynotbebetteransweredbysuchaugmentation,thanbyareductionofourcoin?

  152Providedsilverismultiplied,beitbyraisingordiminishingthevalueofourcoin,whetherthegreatendisnotanswered?

  154Whether,ifareductionbethoughtnecessary,theobviousmeanstopreventallhardshipsandinjusticebenotanationalbank?

  155Uponsuppositionthatthecashofthiskingdomwasfivehundredthousandpounds,andbyloweringthevariousspecieseachone—fifthofitsvaluethewholesumwasreducedtofourhundredthousandpounds,whetherthedifficultyofgettingmoney,andconsequentlyofpayingrents,wouldnotbeincreasedintheproportionoffivetofour?

  156Whethersuchdifficultywouldnotbeagreatandunmeriteddistressonallthetenantsinthenation?Butifatthesametimewiththeaforesaidreductiontherewereutteredonehundredthousandpoundsadditionaltotheformercurrentstock,whethersuchdifficultyorinconveniencewouldthenbefelt?

  158Whetherinanyforeignmarket,twopenceadvanceinakilderkinofcorncouldgreatlyaffectourtrade?

  159Whetherinregardofthefargreaterchangesandfluctuationsofpricesfromthedifferenceofseasonsandotheraccidents,thatsmallriseshouldseemconsiderable?

  162Whether,settingasidetheassistanceofanationalbank,itwillbeeasytoreduceorlowerourcoinwithoutsomehardship(atleastforthepresent)onagreatnumberofparticularpersons?

  163Whether,nevertheless,theschemeofanationalbankdothnotentirelystandclearofthisquestion;andwhethersuchbankmaynotcompletelysubsistandansweritsends,althoughthereshouldbenoalterationatallmadeinthevalueofourcoin?

  164Whether,iftheillstateofourcoinbenotredressed,thatschemewouldnotbestillmorenecessary,inasmuchasanationalbank,byputtingnewlifeandvigourintoourcommerce,maypreventourfeelingtheilleffectsofthewantofsuchredress?

  165Whethermenunitedbyinterestarenotoftendividedbyopinion;andwhethersuchdifferenceinopinionbenotaneffectofmisapprehension?

  166Whethertwothingsarenotmanifest,first,thatsomealterationinthevalueofourcoinishighlyexpedient,secondly,thatwhateveralterationismade,thetenderestcareshouldbehadofthepropertiesofthepeople,andevenaregardpaidtotheirprejudices?

  167Whetherourtakingthecoinofanothernationformorethanitisworthbenot,inrealityandinevent,acheatuponourselves?

  168Whetheraparticularcoinover—ratedwillnotbesuretoflowinuponusfromothercountriesbesidethatwhereitiscoined?

  169Whether,incasethewisdomofthenationshallthinkfittoalterourcoin,withouterectinganationalbank,theruleforlesseningoravoidingpresentinconvenienceshouldnotbesotoordermatters,byraisingthesilveranddepressingthegold,asthatthetotalsumofcoinedcashwithinthekingdomshall,indenomination,remainthesame,oramounttothesamenominalvalue,afterthechangethatitdidbefore?

  170Whetherallinconvenienceoughtnottobelessenedasmuchasmaybe;butafter,whetheritwouldbeprudent,forthesakeofasmallinconvenience,toobstructamuchgreatergood?Andwhetheritmaynotsometimeshappenthataninconveniencewhichinfancyandgeneraldiscourseseemsgreatshall,whenaccuratelyinspectedandcastup,appearinconsiderable?

  171Whetherinpubliccouncilsthesumofthings,hereandthere,presentandfuture,oughtnottoberegarded?

  176Moneybeingaticketwhichentitlestopowerandrecordsthetitle,whethersuchpoweravailsotherWisethanasitisexertedintoact?

  180Whetherbesidethatvalueofmoneywhichisratedbyweight,therebenotalsoanothervalueconsistinginitsaptnesstocirculate?

  204WhethertherebeanywoollenmanufactureinBirmingham?

  205Whetherbadmanagementmaynotbeworsethanslavery?AndwhetheranypartofChristendombeinamorelanguishingconditionthanthiskingdom?

  212Whetheritbenottrue,thatwithinthecompassofoneyearthereflowedfromtheSouthSea,whenthatcommercewasopen,intothesingletownofSt。Malo’s,asumingoldandsilverequaltofourtimesthewholespecieofthiskingdom?AndwhetherthatsamepartofFrancedothnotatpresentdrawfromCadiz,upwardsoftwohundredthousandpoundsperannum?

  214WhetheritbetruethattheDutchmaketenmillionsoflivres,everyreturnoftheflotaandgalleons,bytheirsalesattheIndiesandatCadiz?

  215WhetheritbetruethatEnglandmakesatleastonehundredthousandpoundsperannumbythesinglearticleofhatssoldinSpain?

  217WhetherthetoysofThiersdonotemployfivethousandfamilies?

  218WhethertherebenotasmalltownOrtwoinFrancewhichsupplyallSpainwithcards?

  222Whether,abouttwenty—fiveyearsago,theydidnotfirstattempttomakeporcelaininFrance;andwhether,inafewyears,theydidnotmakeitsowell,astorivalthatwhichcomesfromChina?

  226Whetherpartoftheprofitsofthebankshouldnotbeemployedinerectingmanufacturesofseveralkinds,whicharenotlikelytobesetonfootandcarriedontoperfectionwithoutgreatstock,publicencouragement,generalregulations,andtheconcurrenceofmanyhands?

  230WhetheritwerenottobewishedthatourpeopleshewedtheirdescentfromSpain,ratherbytheirhonourandhonestythantheirpride,andifso,whethertheymightnoteasilyinsinuatethemselvesintoalargershareoftheSpanishtrade?

  235Whetherwemaynot,withcommonindustryandcommonhonesty,undersellanynationinEurope?

  242WhethertheyarenottheSwissthatmakehayandgatherintheharvestthroughoutAlsatia?

  269Whethercommissionersoftradeorotherproperpersonsshouldnotbeappointedtodrawupplansofourcommercebothforeignanddomestic,andlaythematthebeginningofeverysessionbeforetheParliament?

  270Whetherregistersofindustryshouldnotbekept,andthepubicfromtimetotimeacquaintedwhatnewmanufacturesareintroduced,whatincreaseordecreaseofoldones?

  286WhetherthereforeMississippi,SouthSea,andsuchlikeschemeswerenotcalculatedforpubicruin?

  289Whetherallsuchprincesandstatesmenarenotgreatlydeceivedwhoimaginethatgoldandsilver,anywaygot,willenrichacountry?

  292Whethertheeffectisnottobeconsideredmorethanthekindorquantityofmoney?

  299Whetherthosewhohavetheinterestsofthiskingdomatheart,andareconcernedinthecouncilsthereof,oughtnottomakethemosthumbleandearnestrepresentationstohisMajesty,thathemayvouchsafetograntusthatfavour,thewantofwhichisruinoustoourdomesticindustry,andthehavingofwhichwouldinterferewithnointerestofourfellow—subjects?

  301WhetherhismostgraciousMajestyhatheverbeenaddressedonthisheadinapropermanner,andhadthecasefairlystatedforhisroyalconsideration,andifnot,whetherwemaynotblameourselves?

  302IfhisMajestywouldbepleasedtograntusamint,whethertheconsequencesthereofmaynotproveavaluableconsiderationtothecrown?

  311Whethereverykindofemploymentorbusiness,asitimpliesmoreskillandexerciseofthehigherpowers,benotmorevalued?

  316Whetherprivateendeavourswithoutassistancefromthepublicarelikelytoadvanceourmanufacturesandcommercetoanygreatdegree?Butwhether,asbillsutteredfromanationalbankuponprivatemortgageswouldfacilitatethepurchasesandprojectsofprivatemen,evensothesamebillsutteredonthepublicsecurityalonemaynotanswerpubicendsinpromotingnewworksandmanufacturesthroughoutthekingdom?

  323Whetherasmanyaswishwelltotheircountryoughtnottoaimatincreasingitsmomentum?

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