\"Solargeapart，\"answersMontesinos，\"thattheinterestamounted，duringtheprosperoustimesofagriculture，toasmuchastherentalofallthelandinGreatBritain;andatpresenttotherentalofalllands，allhouses，andallotherfixedpropertyputtogether。\"
TheGhostandLaureateagreethatitisverydesirablethatthereshouldbesosecureandadvantageousadepositforwealthasthefundsafford。SirThomasthenproceeds:
\"Anotherandfarmoremomentousbenefitmustnotbeoverlooked;
theexpenditureofanannualinterest，equalling，asyouhavestated，thepresentrentalofallfixedproperty。\"
\"Thatexpenditure，\"quothMontesinos，\"givesemploymenttohalftheindustryinthekingdom，andfeedshalfthemouths。Take，indeed，theweightofthenationaldebtfromthisgreatandcomplicatedsocialmachine，andthewheelsmuststop。\"